11535 K-Tel, Drive Suite 41619, Minnetonka MN 55343, USA
Auto insurance
Get an auto insurance quote today
and enjoy the ease of working with us.
Our auto insurance offers reliable coverage and peace of mind. By choosing an On Your Side Auto Repair Network® facility, you receive a written guarantee on covered car repairs. Our On Your Side Claims® Service provides personalized support, including an annual On Your Side® Review to ensure your coverage meets your needs. Plus, with multi-policy discounts and usage-based programs like SmartRide® and **SmartMiles®, you get both protection and savings.
Contact us
Request an Auto Insurance Quote
Form Fields
1
Error while rendering form
Benefits of auto insurance
Auto insurance serves as a financial safety net, covering medical expenses, legal fees, property damage, and more. Customize your policy to ensure you have the right protection tailored to your needs.
Personal auto coverages
-
Bodily Injury Liability
Covers medical expenses and lost income for others if you cause an accident.
-
Property Damage Liability
Helps pay for damages to another person's vehicle or property if you're at fault.
-
Personal Injury Protection (PIP)
Provides coverage for medical expenses and other costs after an accident, regardless of fault.
-
Uninsured Motorist Coverage
Protects you and your vehicle from uninsured drivers and hit-and-run incidents.
-
Uninsured Motorist Coverage
Helps cover costs if the at-fault driver doesn’t have enough insurance.
-
Medical Payments (Med Pay)
Covers medical expenses for you and your passengers in a covered auto accident.
Roadside Assistance
Our Roadside Assistance provides support when
you're stranded, helping you navigate stressful situations with ease.
Add this coverage to your auto insurance policy for
emergency assistance whenever you need it.
Vehicle coverages
These coverages help with repairing damage to your vehicle or another driver’s and offer additional support if your car becomes unusable.
Collision Coverage
Pays for damage to your vehicle after a collision, regardless of fault, including accidents with other vehicles, objects, or rollovers.
Comprehensive Coverage
Covers non-collision damages like theft, vandalism, weather events, and animal-related accidents.
Towing & Labor
Assists with towing and minor repairs if your car is stuck, broken down, or inoperable due to an accident.
Rental Car Expense
Provides a rental car or alternative transportation while your vehicle is being repaired after a covered accident (also known as loss of use or transportation expenses).
Gap Coverage
Helps cover the difference between your car’s actual cash value and the remaining loan or lease balance if your vehicle is totaled in an accident.
FAQs
? How much does car insurance cost?
Car insurance rates vary based on factors such as your location, driving record, and vehicle type. We help you understand pricing factors and available discounts to help you save.
? What type of car insurance do I need?
Each state has its own insurance requirements. Most states mandate bodily injury and property damage liability coverage. Additional protection options include personal injury protection (PIP), uninsured/underinsured motorist coverage, collision, and comprehensive coverage. Check your state's minimum requirements and choose coverage that fits your needs.
? What information is needed for a car insurance quote?
To get an accurate quote quickly, have the following details ready:
- Personal Information: Name, address, Social Security number, marital status, and driver’s license number.
- Vehicle Details: Make, model, year, VIN (found on registration), safety features, and estimated weekly mileage.
- Driver Information: Names and ages of all drivers, completed driver safety courses, and insurance status of other household members.
? How do I file an auto insurance claim?
We make it easy to file an auto insurance claim through your online account.
